2020-2021 Benefits Information

This page will outline our 2020-2021 benefits package.  It is important that you complete this page and the required paperwork by Wednesday June 24, 2020.  Any person that does not complete the required paperwork by this date will not have their benefits renewed or will lose the opportunity to pick up benefits until the next open enrollment period in June 2021.

If  you have questions on benefits or the enrollment process you can:

Call the Acumen benefit concierge center at (855)697-7737 or click the contact us button below to send an email.  Inquiries can take up to 24 hours to respond.

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Step One

Watch the informational video provided by Accumen.  This will outline the benefit package offered for 2020-2021 benefits year.  Once you have watched this video please proceed to step two.

Acumen Description of Benefits
Overview of Benefits

step two

Familiarize yourself with the Benefits Enrollment Guide.  You can come back to this page or download it for future reference.

Step Three

Please fill out the Benefits Election Form.  If you currently have insurance and wish to waive coverage during this open enrollment you still must fill out this form and choose waiver of coverage on the form Any changes to your coverage or cancelation of coverage will require additional form found in Steps 4 & 5.  If you are unsure what your current coverage is, please refer to the letter you received as it will detail what your current coverages are.

Step four

Please download and fill out any supplemental forms.  These can returned to your supervisor emailed to bwcadmin@bwc-co.com or use the link below to upload finished forms. Blank forms can also be obtained from your site admin.

If you have made any changes to your healthcare plan, such as switching from one plan to another, type of coverage, and/or change in spouse or dependents this form needs to be downloaded and returned .

Anyone new to or switching to Wellmark Blue Advantage (Iowa Only) plan will need to download this form, fill it out and returned.

Anyone canceling their healthcare coverage will need to download this form, fill it out and return it.

Anyone making changes to your eye or dental plans such as adding coverage, adding dependents, changing coverage or canceling coverage needs to download this form, fill it out and return it.

If you wish to receive a weekly discount on your weekly health insurance premiums by getting a routine yearly physical, please print this form and take with you to your physical and return by 10/1/2020. Discount will begin once the form is received.  Typically this form will be sent to Acumen directly by your doctor, in cases where they do not send it and return to you the employee you can use this link below.

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Use this link to upload any documents that need to be sent to the office.

step five

We have switched our carrier for company provided short/long term disability, life/dismemberment and employee paid voluntary life insurance from Lincoln to  Mutual of Omaha.  Employee(s) currently enrolled in voluntary life insurance your coverage amounts automatically carried over to Mutual of Omaha.  If you are not adding a new life insurance policy or adding the only form below you need to fill out is the beneficiary form. Please read all instructions below. 

All employee need to fill out the beneficiary form even if you do not elect voluntary life.  It is needed for the life insurance policy every employee receives from the company.

If you are enrolling in voluntary life for the first time or making changes to your policy you will need to fill out this form. 

  • Employees where this enrollment falls under new hire enrollment (been employed less than 60 days) you can take out up to $150,000 for self, $50,000 for spouse and $10,000.00 for child(ren) without answering medical questions/exam.  (Spouses coverage cannot exceed employees coverage amount).

  • Existing employees or employee(s) that are not new hire(s) but wish to take voluntary life insurance for the first time can do so now at our annual open enrollment period.  You can take coverage up to $20,000 for self, $10,000 for spouse and $10,000 for child(ren) without  answering medical questions/exam. (Spouses coverage cannot exceed employees coverage amount).  

  • Employees that are currently enrolled want to add/decrease coverage must fill out this form.   Employees can increase their coverage amounts by $20,000 for self and $10,000 for spouse without answering medical questions/exam.  (Spouses coverage cannot exceed employees coverage amount).

This pricing chart can also be found in your explanation of benefits.  This chart only goes up to $100,000 for employees and $50,000 for souses.  If you want to elect coverage more than the amounts on the chart find the max rate based on age and then find the amount of the difference and add that price to the max price to determine your weekly rate.

I.E. If an employee age 21 wants to elect $150,000 in coverage look under the Employee rate Employee $100,000 ($4.08) and then look at Employee rate for $50,000 ($2.04) add those two prices together ($6.12) to get your weekly rate.

This medical questionnaire only needs filled out if you are wanting coverage amounts exceeding the guaranteed amounts for new hires, new enrollees and employees adding additional coverages as explained above.  If you going above those amounts please fill this form out and return it.

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Use this link to upload any documents that need to be sent to the office.

Failure to fill out application(s) completely and accurately may lead to a delay of coverage.  Failure to properly identify dependents can lead to them not being covered until next open enrollment period in June 2021.

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